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This article diagrams a participatory process for implementing the “Citizens Land Development Cooperative” (“CLDC”), which is designed to finance the development of livable, economically sustainable and inspiring “new communities” in which every worker and resident would be afforded the right and the effective means to participate personally as shareholders of the CLDC in capital ownership accumulations, profits and local decision-making. The CLDC offers a planning framework for financing local infrastructure to increase land values and attract new worker-owned industries and entrepreneurial opportunities.